Australian Big Dream - Life Encyclopedia

We are targeting to help you have a better life in Australia

Salary Tools

It could help you calculate the total income, income tax, tax rate of your contract or permanent salaries in Australia
Salary Converter will help you convert between permanent and contract salary
Total tax and tax rates calculation of Australia in 2026 based on your annual, daily or hourly salary.
Calculate income tax for working holiday makers (417/462 visa) in Australia in 2026.
Calculate your penalty rate pay for weekend, public holiday and overtime work under Australian Fair Work rules.
Calculate overtime pay in Australia. Supports time-and-a-half, double time and double time-and-a-half rates under Fair Work.
Calculate 25% casual loading on your base hourly rate. Find your casual hourly rate and total pay under Australian Fair Work rules.
Calculate 17.5% annual leave loading in Australia. Find out how much extra pay you get on top of your ordinary leave pay.
Calculate total termination pay in Australia including notice pay, redundancy pay (NES), and unused annual leave payout.

Welfare Tools

Family Tax Benefit Part A and Part B Calculator in Australia Centrelink.
The main income support payment while you’re a young child’s main carer.
A calculator to help you calculate how much child care subsidy you can get from Australian government
A calculator to help parent or non-parent carer assess the amount of child support you need to pay or receive.
Age Pension Calculator based on asset and income test in Australia Centrelink.
Estimate your JobSeeker or Youth Allowance fortnightly payment from Centrelink based on your income and assets.
Calculate Australian Government Paid Parental Leave payments. Primary carers can receive up to 22 weeks at the National Minimum Wage from 1 July 2025.

Immigration Tools

Calculate your points score for Australia's skilled migration visa (subclass 189/190/491).
Estimate stamp duty and transfer costs when buying property in any Australian state or territory.
Calculate the number of days you have been physically present in Australia for citizenship eligibility.
Estimate the total cost of an Australian partner visa, including government fees, health exams, police checks and migration agent fees for subclass 820/801 and 309/100.
Look up current processing times for 189, 190, 482, 485 and 30+ other Australian visa subclasses. Based on official DHA data, updated monthly.

Financial Tools

Estimate your superannuation balance at retirement based on your salary and contribution rate.
Find out if you need to pay the Medicare Levy Surcharge and how much it will cost.
Calculate your monthly mortgage repayments, total interest and loan balance in Australia.
Calculate your minimum redundancy pay entitlement based on your years of continuous service.
Calculate your annual leave payout when leaving a job in Australia.
Calculate your minimum notice period under the Fair Work Act NES in Australia. Based on years of service and age.
Calculate your annual HECS/HELP repayment amount based on your taxable income.
Calculate capital gains tax on the sale of assets including property and shares in Australia.
Compare renting vs buying property in Australia — model repayments, equity, rent costs and break-even over time.
Calculate the tax benefit and net cost of a negatively geared investment property in Australia.
Calculate your private health insurance rebate in Australia. Based on ATO income tiers and age group.
Calculate capital gains tax on cryptocurrency in Australia. Includes the 50% CGT discount for assets held over 12 months.
Check your First Home Owner Grant eligibility in Australia. State-by-state FHOG amounts and property value caps for NSW, VIC, QLD, WA, SA, TAS, NT.
Calculate your long service leave entitlement in Australia. State-by-state minimum qualifying period and leave payout for NSW, VIC, QLD, WA, SA, TAS, NT, ACT.
Calculate your super concessional and non-concessional contributions, tax savings and Division 293 tax.
Calculate rental yield, cash flow, tax benefit and annual cost of an investment property in Australia.
Calculate FIRB fees and foreign purchaser surcharge for non-resident property buyers in Australia.
Calculate how much rent you can afford based on your income, and how much you need upfront for bond and first month.
Calculate monthly repayments, total interest and total cost for any car loan or personal loan in Australia.
Plan your monthly budget and calculate your savings rate. Track income vs expenses for your Australian cost of living.
Calculate GST-inclusive and GST-exclusive prices instantly. Add or remove 10% Australian GST from any amount.
Calculate how much you can borrow for a home loan in Australia. Uses the APRA 3% serviceability buffer required by all Australian banks.
Calculate Lenders Mortgage Insurance (LMI) cost in Australia. LMI applies when your deposit is less than 20%. Avoid LMI with the First Home Guarantee.

Home & Energy

Estimate your annual solar savings, feed-in tariff income and system payback period for your Australian state.
Estimate your quarterly and annual electricity bill in Australia based on your daily kWh usage and state.

Health Tools

Calculate your Body Mass Index (BMI) and healthy weight range. Supports metric and imperial units.

Travel Tools

Calculate the total fuel cost and litres needed for any drive or road trip in Australia.

Calendar Tools

Upcoming holiday in 60 days

NameDateState
Reconciliation Day
10 days
01/06/2026Australian Capital Territory
Western Australia Day
10 days
01/06/2026Western Australia
Queen's Birthday
17 days
08/06/2026Australian Capital Territory, New South Wales, Northern Territory, South Australia, Tasmania, Victoria
Calculate the number of working days between two dates in Australia, excluding public holidays.
Convert times between all Australian states and territories, with automatic daylight saving time handling.
Calculate your exact age in years, months and days, your total days lived, and days until your next birthday.
Calculate the number of days, weeks, months and business days between any two dates.

Driving Tools

Practice for your Australian Driver Knowledge Test with state-specific questions and answers.
Browse driving demerit points, fines and penalty rules for all Australian states and territories.

Quizzes

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